Mike

Mike Kratzer is the Founder and CEO of Hulii and Citytwig, recognized with Pepperdine Graziadio Business School’s 2025 Most Fundable Companies® Award. He began his entrepreneurial journey with Lower Fees, Inc., which he sold to Bankrate.com in 2008, establishing his reputation as a sharp strategist in data-driven industries.
With Citytwig, Kratzer modernized the insurance sector by building one of the nation’s largest verified business databases and proprietary analytics tools. This vision led to Hulii, an AI-powered sales assistant that leverages Citytwig’s exclusive data to help insurance professionals uncover hidden opportunities, target high-value prospects, and grow their business faster.
Today, he continues to lead both companies with the same drive that fueled his early success—pushing the boundaries of how technology, data, and human expertise can transform insurance.